AgroCash-i

A facility to provide personal financing to customers related to agricultural and agricultural activities.

The implementation of this product is based on the concept of Tawarruq

Product Information

Financing Limit	Government Employees Maximum RM250,000 GLC Staff Maximum RM200,000 (Please refer to the Additional Eligibility for Financing Limit up to RM250,000.00)
Financing Tenure	10 years maximum
Profit Rates Profit Rates (Subject to eligibility and current changes)	Ceiling Profit Rate (CPR):- BR + 7.75% p.a or 10% p.a whichever is higher for the calculation of Sale Price Effective Profit Rate (EPR):- At the current profit rate and did not exceed CPR and calculated based on the monthly balance Note: Current SBR is at 2.25%
FEDERAL GOVERNMENT	Tenure	Profit Rate
	Up to 3 years	KAS + 3.45% p.a
	4 - 10 years	KAS + 3.95% p.a
STATE GOVERNMENT/STATUTORY BODY/PIHAK BERKUASA TEMPATAN & GOVERNMENT LINK COMPANY	Tenure	Profit Rate
	Up to 3 years	KAS + 3.82% p.a
	4 - 10 years	KAS + 4.27% p.a
FOR APPLICATION THAT HAS UNSATISFACTORY CREDIT ASSESSMENT	Tenure	Profit Rate
FOR APPLICATION THAT HAS UNSATISFACTORY CREDIT ASSESSMENT	Up to 10 years	KAS + 4.85% p.a

Fees

Fees Information

Stamp Duty	As per the Stamp
Advance Instalments	Equivalent to three (3) month installments which shall be used as payment in case of any default under the financing. Advance installment shall be deducted from the financing amount.
Brokerage Fee	RM15.00 per transaction

Notes:
The Bank will notify at least 21 days notice before any changes made to the fees and charges (if applicable) Fees
Fees and charges are subject to Sales and Service Tax ("SST") of 6% (if applicable)

Profit rate charged is dependent on the following criteria:

Existing and new customer.
Good track record as per CCRIS which not exceed MIA-2 for the past 12 months.
Salary deduction through BPA
No Rescheduling and Restructuring (R&R) status
No Special Attention Account (SAA)

The implementation of this product is based on the concept of Tawarruq

For more information, please download PDS Agrocash-I and/or the Terms and Conditions to be eligible for Agrocash facility.

Vision

Advancing Agriculture
Beyond Banking

Mission

Elevating the standards of agriculture
and providing sustained supports that create values to communities, economy, environment and stakeholders

Help and Support

Leboh Pasar Besar, Peti Surat 10815,
50726 Kuala Lumpur,
Wilayah Persekutuan Kuala Lumpur

1 300 88 2476 (LOCAL)

+6 03 2079 0600 (INTL)

Inquiry & Feedback

Our Services

Deposit
Financing

Others

Visit Agrobank
Corporate Website