Product Information

Financing Amount	Minimum: RM1,000.00 Maximum: RM75,000.00
Profit Rate	0% for six (6) months (during moratorium period) and thereafter at 3.0% per annum beginning the 7th month onwards. Profit calculated on monthly balance.
Financing Tenure	Up to 108 months including moratorium six (6) month moratorium. Up to 108 months including moratorium six (6) month moratorium. No collateral required by Bank.
Required documents	Completed application forms Copy of applicant and joint-applicant’s identity card (where relevant). Latest six (6) months bank statement or sales record. Copy of business registration or business license for permanent premises.

How To Apply

Citizen of Malaysia.
Age 18 (during application) to 70 years old (upon maturity of financing).
Business has been in operation for at least six (6) months with relevant documentations such as business license, premises rental agreement, business transaction documents, or business registration.
Credit Tip Off Service (CTOS) record or other documents acceptable to Agrobank and has no legal action enforced upon applicant.
Not black-listed under the Anti-Money Laundering/Combating the Financing of Terrorism (AML/CFT) Watchlist or related searches.